eBay Mastercard Credit Card Login, Payment, and Review

Are you a regular eBay user? Well, then the eBay Mastercard Credit Card is the perfect option for you. It enables you to shop and earn effortlessly if you are an eBay regular. Read our guide to learn all about the eBay Mastercard credit card, its features, advantages, disadvantages, and the entire eBay Mastercard Credit Card login process. So, what are you waiting for? Let’s begin.

About eBay Mastercard Credit Card:

The Synchrony Bank-issued eBay Mastercard credit card is designed for regular eBay customers who wish to earn points that can be used against future purchases on the marketplace. Although you get points on everything you purchase, the major pull of the card is the increased reward rate you’ll receive when you use it to buy stuff on eBay. Let’s learn a bit more about the card.

Who Should Use This Credit Card?

This card is probably not for you if you aren’t a frequent eBay buyer. Aside from the fact that you’ll need an eBay account to apply for the card, your rewards points can only be cashed on the site, and eBay transactions earn you the most money. Someone who buys and sells on eBay as side employment or pastime could be the greatest match for the card.

You may do better with a variety of alternative cashback and rewards cards if you want more flexibility and earning possibilities in sectors like petrol stations, restaurants, and grocery shops.

What is the minimum credit score for an eBay credit card?

The eBay Credit Card requires a credit score of 700 or above. People with excellent credit or better have a fair chance of being accepted for the eBay Credit Card.

While your credit score is crucial, there are a number of other factors that will influence your chances of getting accepted for the eBay Credit Card. Your income, current debt burden, number of open accounts, recent credit queries, work status, and housing status are all important factors to consider.

In certain situations, you may be able to get accepted with a somewhat lower credit score if you thrive in other areas. However, it’s recommended to wait until you fulfill the eBay Credit Card credit score criterion before applying. On WalletHub, you can check your credit score for free.

What is the annual fee of the eBay Mastercard Credit Card?

The eBay Mastercard Credit Card has no annual fee, which is a wonderful feature for regular eBay shoppers who can benefit from the card but don’t want to pay for it every year.

What is the earning rate of the eBay Mastercard Credit Card?

• You can earn 3X points per $1 spent on eBay up to $1,000 in a calendar year, 5X points for the rest of the year after spending $1,000 on eBay in a calendar year, 2X points per $1 spent on gas, restaurants, and groceries, and 1X points per $1 spent on all other Mastercard purchases with the eBay Mastercard Credit Card.
• To activate the higher-earning rate of 5X points per dollar, you must spend a substantial amount of money on eBay, thus only the most dedicated eBay users will be able to take advantage of this rate.

The card’s other benefits are disappointing. The 2X points for dollars spent on petrol, restaurants, and groceries seems to be similar to other cards that provide 2% back on a variety of purchases (like the Amazon Prime Rewards Visa Signature Card). However, since the card’s points are only worth $0.007 per piece, you’re earning a lower than 2% return in these areas. Not to mention that there are a number of cards available, such as the Wells Fargo Active CashSM Card, that allow you to earn limitless 2% cash rewards on purchases and are significantly more flexible in terms of how you redeem your earnings.

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What are the criteria for redeeming your point?

Unfortunately, cardholders can only use their points to pay for eBay transactions, including any applicable taxes and shipping expenses. If you don’t make many eBay purchases, this might be a significant disadvantage, particularly because points expire after 24 months. On the plus side, cardholders may redeem their points for as little as 1,500 points. Your 1,500 points may be exchanged for $10, which you can use to pay for your eBay purchases. Partially redeemable quantities of less than $10 are also permitted.

What are the drawbacks of an eBay Mastercard Credit Card?

• Limited redemption choices – Users of the eBay Mastercard Credit Card can only use their points to pay for eBay transactions, including taxes and fees. As a result, this card will only be useful to die-hard eBay users.
• There are some extra redemption limitations, such as the fact that you can only use your rewards for eBay purchases and that you must wait until you’ve accumulated at least 1,500 points before redeeming them. In addition, if your points are not utilized within 24 months, they will expire.
• There is no preamble. 0% initial APR – The eBay Mastercard Credit Card doesn’t have an introductory APR, which might allow consumers some breathing space when it comes to paying off their card. While we always advocate paying off your card on time and in full each month, customers who carry a debt may benefit from an introductory APR deal.
• Not beneficial for infrequent eBay users — Because the rewards structure for this card is restricted to eBay redemptions, it isn’t particularly useful for folks who don’t use eBay often.

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What are the security features offered by eBay Mastercard Credit Card?

• Identity Theft Resolution: Cardholders of the eBay Credit Card may rest certain that their personal information is safeguarded 24 hours a day, 7 days a week with identity theft resolution. If your identity has been compromised, you will be notified promptly through email, and a team of identity theft resolution professionals will assist you in resolving the problem as soon as possible.
• Zero-Liability Insurance: Zero-liability protection is included with the eBay Credit Card. Call the number on the back of your card for quick help if you suspect any fraudulent or unauthorized activity on your account.
• Priceless Cities: The eBay Credit Card gives cardholders access to extraordinary events and one-of-a-kind experiences in locations all around the globe. Priceless Cities is a Mastercard benefit that gives you preferential access to world-class events, unique gourmet experiences, and tickets to sporting events, concerts, and more.

What is the procedure for paying my eBay Mastercard Credit Card?

Online payment for your eBay Mastercard is the most convenient option. Begin by creating an account at ebaymastercard.syf.com, and then use that gateway to make payments. Payments may also be made over the call or by email.

What is the login process for eBay Mastercard Credit Card?

Follow the steps below to login into your eBay Credit Card account:

• Go to the official website of eBay Mastercard Credit Card.
• Click on Login.
• Enter your username and password and click on continue, if you have an account.
• If you don’t have an account, click on Create an Account.
• Fill in all your required details and click on Register.

So, this was all about the eBay Credit Card. We hope you can now easily login into your eBay account.