Top 3 Home Warranty Companies in Hawaii

While many people think of Hawaii as being all about the beaches, surf, and limitless enjoyment, the islands and their residences have many of the same requirements as homes on the mainland. On Kauai, frequent rain may keep your lawns green, but it can also lead to leaking roofs and rusted electrical equipment. Because of Maui’s abundant sunshine, your air conditioner will most likely be a workhorse. High elevations on the Big Island encounter chilly spells — and even snow — that necessitate the use of working heating systems. In this post, you can find the top 3 Home Warranty Companies in Hawaii.

If you don’t currently have the finances to meet such unexpected charges, a home warranty policy can help you prepare for the repair and replacement costs of your home’s systems and appliances. The Home Media reviews team examined sample agreements from the finest home warranty companies in the country to determine which plans provide the most coverage for Hawaiian homeowners. Affordability, customer service experience, base covered items, add-on coverage, and other variables were all taken into account.

Hawaii’s top 3 home warranty companies

1. American Homeland Defense
2. Choice Home Insurance
3. Liberty Home Guard 

Compare Hawaii’s best home warranty companies

Compare the important criteria of the Best Home Warranty companies in Hawaii-

Provider	Monthly cost	Service fee
American Home Shield	$74.99- $119.99	$75- $125
Choice Home Insurance	$48.94- $57.21	$85
Liberty Home Guard	$44.99- $54.99	$65- $125

1. American Home Shield 

AHS- American Home Shield has more than 50 years of expertise in the home warranty market and is noted for its high coverage caps, flexible service call cost structure, and comprehensive nature of its top-tier ShieldPlatinum plan.

There are three things you should know about American Home Shield-

• Large coverage caps: Built-in system repairs are not subject to coverage restrictions, and the ShieldPlatinum plan includes a substantial coverage cap of $3,000 for ShieldGold appliances and $6,000 for ShieldPlatinum appliances.
• AHS, unlike its competitors, covers components that have been damaged by improper maintenance, corrosion, or rust.
• Covers undetectable pre-existing conditions: AHS considers an issue undetectable if it could not be reasonably identified by a visual inspection or turning a system on and off.

Coverage and Plans

ShieldSilver, ShieldGold, and ShieldPlatinum are the three AHS plan options. While AHS does not provide appliance-specific coverage, both the ShieldGold and ShieldPlatinum plans cover appliances.

ShieldSilver is limited to built-in systems, such as your water heater, toilets, and air conditioner. ShieldGold includes everything in the ShieldSilver plan, as well as important home equipment including your refrigerator, cooktop, and built-in microwave. ShieldPlatinum goes a step further by providing coverage for roof leak repairs.

AHS has fewer add-on possibilities than most competitors, with only five:

• Electronics Insurance Plan
• Spa or pool
• Up to 750 square feet of guest space
• septic tank pump
• Pumping a well

Cost

American Home Shield’s policies in Hawaii run from $75 to $120, depending on the plan you choose and the service call cost. A brief note: Their team was only able to obtain quotations for Big Island properties. To check availability in your zip code, please contact the firm directly.

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2. Choice Home Warranty

Customers who want to protect their home’s critical built-in systems and appliances may choose Choice Home Warranty. Choice’s policies are both less than $60 per month, which is considered competitive for built-in system and appliance coverage.

Choice Home Warranty: 3 Things to Consider

• Coverage that is within your budget: Both of Choice’s plans cost less than $60 per month, making them far less expensive than their competitors.
• Guaranteed craftsmanship for 90 days: All repairs and replacements made by Choice Home Warranty personnel are covered by a 90-day warranty. If a technician-repaired item breaks again during this time, the company will re-service it without charge.
• The basic plan is a mix of plans: Choice’s cheapest plan includes coverage for both built-in systems and appliances, which is unusual among competitors.

Coverage and Plans

As previously stated, both of Choice’s plans provide appliance and built-in system coverage. Your heating system, stove, and ducting are covered by the Basic Plan, but your air conditioner, laundry machines, and refrigerator are not. The Basic Plan’s coverage is expanded to include these items under the Total Plan.

Additional coverage is available through Choice Home Warranty for the following items:

• Pool/Spa Roof-leak coverage is limited.
• Freezer by itself
• Central vacuum system
• Well pump for the second refrigerator
• sewage system
• Pump for sump
• Pumping a septic tank

Cost

Choice’s plans start at around $60 per month, and the firm charges an $85 service call fee for each claim, which is slightly higher than the industry average of $77.13. Compare the pricing of Choice Home Warranty’s Hawaii plans below.

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3. Liberty Home Guard

Although Liberty Home Guard is newer to the home warranty industry than many of its competitors, it distinguishes out for its extensive list of add-ons, cheap plan options, and approachable customer service which is why it is on our list of Top Home Warranty Companies in Hawaii. Customers can contact Liberty employees to file a claim or resolve an issue 24 hours a day, 7 days a week via phone or using the website’s live chat option.

Three things to know about Liberty Home Guard’s

• Unique add-ons: Pest control, gutter cleaning, and yard sprinkler systems are examples of items not often covered by Liberty.
• Customers can use the website’s built-in live chat facility to communicate with live customer support professionals.
• Liberty’s workmanship guarantee is 60 days, which is twice as long as the industry standard of 30 days.

Coverage and Plans

Appliance Guard, Systems Guard, and Total Home Guard are the three standard plans offered by Liberty Home Guard. Appliance Guard includes appliances like your refrigerator and dishwasher, Systems Guard covers systems like your air conditioner and plumbing, and Total Home Guard covers everything in the Appliance Guard and Systems Guard plans.

There are 30 add-on choices available with Liberty Home Guard, including-

• Pest management
• Generator for lawn sprinkler system
• Softener for water
• Service re-keying
• Compactor for trash
• System of reverse osmosis
• Carpet/floor cleaning
• Swimming pool, spa, and saltwater pool
• Vacuum cleaner, swamp cooler
• Lighting fittings, electronics protection
• Gutter cleaning and limited roof leak coverage
• Waterline dispenser, rapid hot water dispenser
• Wine cooler/fridge, in-fridge ice maker, freestanding ice maker, stand-alone freezer
• Plumbing fixtures, sump pump, well pump, ejector pump, grinder pump, septic system pumping

The cost of Liberty Home Guard’s plans varies from $45 to $55 a month, depending on the plan you choose. When you file a claim with Liberty, you will be charged a service call cost of between $65 and $125. Unlike the other providers on this list, Liberty Home Guard determines the variable service cost based on parameters identified by Liberty Home Guard when you seek an estimate.

Customers should be informed that the service charge can vary greatly depending on your service region and the coverage options you select. If you cover more than one property, such as a rental property, or choose a multi-year plan, you may be eligible for discounted prices.